There's no time like today to begin saving to provide for a secure tomorrow. Whether you're saving for a new home, car, vacation, education, retirement, or for a rainy day, U.S. Savings Bonds can help you reach your goals with safety, market-based yields, and tax benefits
Bonds are
EASY TO BUY !
You can buy EE Bonds and I Bonds through most financial institutions and through the Payroll Savings Plan where you work. You may also want to check out TreasuryDirectand its new payroll feature! After opening a TreasuryDirect account online, you can buy, manage, and redeem electronic EE and I Bonds over the Internet - anytime, anywhere. Now you can use the new payroll feature to send funds to your TreasuryDirect account through a simple direct deposit deduction.
Bonds are
SAFE AND SECURE !
U.S. Savings Bonds are backed by the full faith and credit of the United States. Bonds can be replaced if lost, stolen, or destroyed, as long as it can be established that the bonds haven't been cashed or, if cashed, have been paid in error to the wrong person.
Bonds are a
MARKET-BASED INVESTMENT !
The Series EE savings bonds you buy today will earn market-based rates for 30 years.
Bonds are a
LIQUID LONG-TERM INVESTMENT !
Your investment will grow for 30 years. You can cash Series EE bonds anytime after 12 months.
Bonds can be used for
EDUCATION SAVINGS !
U.S. Savings Bonds may provide tax savings when used to finance higher education. See Buying Bonds for Education for details.
Bonds have
TAX ADVANTAGES !
Interest earned on U.S. Savings Bonds is exempt from State and local income tax. You can also defer paying Federal income tax on the interest until you cash your bond or until it stops earning interest in 30 years. For more information, see Tax Reporting.
Bonds are
GOOD FOR AMERICA !
The money invested in savings bonds directly helps finance our country's borrowing needs
